Bank of the OzarksSmart Money Habits Blog

The Fundamental Law of Personal Finance

People have this habit of overcomplicating stuff. When it comes to our money, we do it like crazy because money triggers all kinds of emotions, especially fear. There are ten million personal finance books out there and one hundred million blog posts (even on this blog we are writing regularly about saving smart and building […]

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Wisdom You Can Take To The Goal Line

Over on social channels, we’re celebrating Super Bowl LII with wisdom from some of football’s legendary coaches. Be sure to check out the #SuperBowlWeekQuotes hashtag by following us on Twitter, LinkedIn, and Facebook. A great coach understands the impact their words can have on people. These coaches are respected because they taught their players how to win, but […]

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Should You Hire an Employee You’ll Never Meet Face-to-Face?

Outsourcing isn’t just for corporations anymore. With modern technology, it has never been easier for small businesses to hire skilled workers from around the world. They’re called virtual assistants and these work-from-home employees can fill small gaps in your workflow without the expense of full-time help. How? You pay only for time spent on projects. […]

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To Improve Your Finances, Be Like Muggsy Bogues

Muggsy Bogues, the shortest person to ever play in the NBA, has always been my favorite basketball star, and it’s not because he holds the record for most assists, steals, and minutes played for my favorite team, the Charlotte Hornets. He’s my favorite basketball player because when other height-challenged athletes would have worried about not […]

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Less Than 5 Years From Retirement? Here’s What You Need To Do

I wonder if there’s a correlation here: according to an Allstate/National Journal poll, 64% of workers expect to retire by age 70, and according to a study performed by LinkedIn, 63% of professionals use to-do lists. Does this mean to-do lists help you retire on time? The correlation is likely a coincidence, but I believe […]

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Make Excellence a Business Habit

In only ten minutes of watching this video, I went from laughing so hard I was almost crying, to holding back tears because the message was so heartfelt. No exaggeration, pinky swear. This was my response to Dr. Rick Rigsby’s commencement speech about making a positive impact on the world. It’s so good, I’ve now […]

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Smarter Spending Habits: Caring About Your Financial Future

“Financial responsibility is a day-to-day affair, but for the first time in my life, I’m beginning to care.” -Dean Martin in Living it Up. If there’s one thing I’ve learned from the responses to our smart spending habits series, it’s that people care about their financial future. People want a better life and they are […]

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Alexa for Business: Is it Ready for Your Office?

The hands of an entrepreneur are often as tired and calloused as the hands of a laborer because we have our hands in everything. This is why the promise of hands-free technology is so appealing. And since many of us are already using Amazon Echo in our home, which allows us to check the morning […]

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Smarter Spending: Creating a Lifelong Habit

This is the third installment in a four-part series that helps you take control of your spending.  Be sure to check out our first article on raising self-awareness and second article on fixing spending problems. How many New Year’s resolutions have you made that were going strong in January but were sunk by July?  I […]

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How to Establish Credit When You Have None

I was standing at my mailbox in a light snow, hoping for two things: that the snow would stay until Christmas and that I’d find my first credit card acceptance in the day’s pile of envelopes. This was before the days of online credit applications. I was barely 18 and still in high school, but […]

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